Cogni is
a checking account for makers & doers.
No minimum balance, no hidden fees, no problem.
We’re breaking down your expenses for you to see what you’re spending daily, and monthly. Let’s get you organized and make financial planning a breeze.
We help you save money for what you need most; taxes, travel or for a rainy day. Cogni lets you organize your savings into categories that match individual lifestyle.
Send money for free across borders, Cogni to Cogni. Transfer your fiat into multiple currencies before you send, or when you travel abroad.
Send your invoice with Cogni, and click a button and let Cogni remind clients when they are late on payments.
Freeze your card as needed, replace if lost, and chat with the Cogni team if any other issues arise.
Cogni securely holds your deposits with a fully licensed FDIC insured banking partner. We have a zero liability policy to protect you in case your card is ever lost, stolen, or fraudulently used.
Join the digital checking revolution. We are offering Cogni Elite status to our first group of early adopters. Sign up today for first round access to rewards and perks for life.